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Each state places a statute of limitations on debt to limit the amount of time creditors and collection agencies can take legal action against debtors.
Debt validation is the act of demanding a collection agency prove you owe a specific debt. Learn more about debt validation letters and how they work here.
An installment loan consists of a lump sum of money you repay over time. Auto loans, personal loans and mortgages are common examples of installment […]
The average credit score in the US is 717, but this varies widely by state. Read on to discover the average credit score by state, plus how to improve yours.
