Credit Advice

What does insufficient credit history mean? Read on to discover its implications, why it matters and how to fix bad credit history with good credit habits.

Your credit score may have dropped after paying off debt due to a decrease in your credit age, a decrease in your credit mix or an increase in your utilization.

Credit freezes and credit locks both help prevent identity theft. Discover their differences, plus actionable steps to take for each option.

Soft and hard credit checks, while similar, have key differences. Learn how a soft vs. hard credit check impacts your credit and common examples for each.