Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Call us today to take advantage of our no-obligation offer.
Your debt-to-income ratio is your total monthly debts divided by your gross monthly income. Lenders use DTI to determine if you’ll get approved for a loan.
Utilities aren’t usually reported to credit bureaus but can affect credit. Learn how to add utilities to your credit report and other ways to build credit.
Wondering how to build credit with a secured credit card? Use it for small regular purchases, pay off the balance each month and monitor your spending.
