Lexington Law

A person writing out unemployment information

Does unemployment affect your credit?

REVIEWED BY Lexington Law | January 27, 2025January 27, 2025

Filing for unemployment won’t directly affect your credit report or score, but being unemployed can have indirect effects on your credit.

Do debt consolidation loans hurt your credit?

REVIEWED BY Lexington Law | January 27, 2025January 27, 2025

Do debt consolidation loans hurt your credit? In most cases, the answer is no. Discover the purpose behind debt consolidation loans and how to manage them.

5 ways to build credit without a credit card

REVIEWED BY Lexington Law | January 27, 2025January 27, 2025

There are many ways you can build credit without a credit card. We cover the top five methods here so you can get started building credit.

How long does it take to get a credit card?

REVIEWED BY Lexington Law | December 4, 2024December 3, 2024

The credit card approval process can take anywhere from a few minutes to 30 days, and mailing takes seven to 10 business days. Read on to learn more.

How to negotiate credit card debt

REVIEWED BY Lexington Law | December 3, 2024December 2, 2024

Once you confirm the amount you owe, you may be able to negotiate your credit card debt down. Learn how to negotiate your credit card debt here.

Credit Advice

Does unemployment affect your credit?

Do debt consolidation loans hurt your credit?

5 ways to build credit without a credit card

How long does it take to get a credit card?

How to negotiate credit card debt