Credit Advice

An authorized user is someone added to the primary cardholder’s account who has permission to make charges but isn’t liable for payments. Learn more here.

You can build credit as a new immigrant in the U.S. by getting a bank account, an SSN or ITIN and a credit card. Get more tips here.

Checking your own credit score, which is called a soft inquiry, doesn’t lower it. However, a hard inquiry can impact your score. Read on to learn more.

If a person has debt when they pass on, their estate or a probate court may use their assets to pay off the balance. This guide discusses the details.