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Each state places a statute of limitations on debt to limit the amount of time creditors and collection agencies can take legal action against debtors.
Debt validation is the act of demanding a collection agency prove you owe a specific debt. Learn more about debt validation letters and how they work here.
A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our template and sample as you write your own.
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure […]