Credit Cards

What is a credit card security code? + how to find it

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.

A credit card security code is a three- or four-digit number printed on your card that adds a layer of protection for your card data.

Credit card security codes are an important security measure that help prevent fraud and identity theft. They add an additional layer of safety when making purchases and help ensure the buyer is, in fact, the cardholder.

These security codes—often called a CVV, short for “card verification value”—are three- or four-digit codes located directly on your credit card. You’ll likely be asked for your CVV when making card-not-present transactions, such as those made online and over the phone.

Below, we detail where to find credit card security codes, how they work and why they’re important for consumer protection.

Table of contents

  • Where to find your card security code
  • Other names for credit card security codes
  • Why are credit card security codes important?
  • When should you share your card security code?
  • How to keep your card security code safe

Where to find your card security code

The location of your CVV depends on the credit card issuer. Your code will either be on the front of your card above your card number or on the back of your card to the right of your card number.

Issuer Security code length Where to find the code
American Express 4 digits Front of the card
Visa 3 digits Back of the card
Mastercard 3 digits Back of the card
Discover 3 digits Back of the card
Lexington Law

Recent Posts

How long does it take to get a credit card?

The credit card approval process can take anywhere from a few minutes to 30 days,…

3 weeks ago

How to negotiate credit card debt

Once you confirm the amount you owe, you may be able to negotiate your credit…

3 weeks ago

What is the Consumer Credit Protection Act (CCPA)?

The Consumer Credit Protection Act is a piece of legislation that protects consumers in the…

3 weeks ago

Building an emergency fund

Saving for a rainy day is an important part of financial stability. Learn how to…

3 weeks ago

How to pay off your student loans faster

Learn all the different ways you can pay off your student loans so you can…

3 weeks ago

Does refinancing a mortgage hurt your credit?

Does refinancing your mortgage hurt your credit? It can be an issue. Discover why this…

3 weeks ago