Credit 101

What is a fair credit score?

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.

Any score between 580 and 669 is considered fair, according to the FICO® credit scoring model.

A fair credit score commonly refers to any FICO® score between 580 and 669. Most FICO scores fall into one of the following five categories on a scale from 300 to 850:

FICO® score categories Credit score ranges
Poor 300 to 579
Fair 580 to 669
Good 670 to 739
Very good 740 to 799
Excellent 800 to 850
Lexington Law

Recent Posts

How long does it take to get a credit card?

The credit card approval process can take anywhere from a few minutes to 30 days,…

4 weeks ago

How to negotiate credit card debt

Once you confirm the amount you owe, you may be able to negotiate your credit…

4 weeks ago

What is the Consumer Credit Protection Act (CCPA)?

The Consumer Credit Protection Act is a piece of legislation that protects consumers in the…

4 weeks ago

Building an emergency fund

Saving for a rainy day is an important part of financial stability. Learn how to…

4 weeks ago

How to pay off your student loans faster

Learn all the different ways you can pay off your student loans so you can…

1 month ago

Does refinancing a mortgage hurt your credit?

Does refinancing your mortgage hurt your credit? It can be an issue. Discover why this…

1 month ago