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Before the 1960’s, consumer rights were practically nonexistent. Consumers had little access to legal protection or tools to defend themselves against deceptive business practices or faulty products. Further, the process of credit repair was illusory at best. Fortunately, the rapid nature of consumerism created a wave of legislation and policy.
VantageScore 3.0 is a credit scoring model that the three major credit bureaus use to…
Budgeting doesn’t have to be restrictive—it’s a tool to help you gain financial freedom. By…
Do you know how to remove a closed account from your credit report? Learn more…
In certain circumstances, an unapproved inquiry can be removed from your credit report if you…
Yes. College students or those looking for work may want to use credit cards to…
Filing for unemployment won’t directly affect your credit report or score, but being unemployed can…