Debt settlements can be taxing in many ways, especially on your credit. Here are several ways to rebuild credit after you’ve finished a debt settlement.

A purchase annual percentage rate (APR) can impact your credit score and financial well-being. Learn what an APR is, how to lower yours and more.

If you’re considering a mortgage, you’ve probably heard of the 28/36 rule. Take a look at what it is and what it means for your ability to borrow money.

The debt snowball method is a repayment plan where you pay debts from smallest to largest. Read on to learn how this approach works and if it’s right for you.

Ignoring a collection agency may create many problems for you down the road. Here, we’ll explore a few ways to deal with collection agencies.