What is a balance transfer fee? Put simply, it’s a charge to transfer a balance to another account. These fees are usually up to 5 percent of the transferred amount.

A credit privacy number (CPN) is an illegitimate tool that copies the same format as a Social Security Number (SSN). Using a CPN counts as fraudulent activity.

Much like life insurance, credit insurance pays off a loan in the event of disability, unemployment or death. Learn more about credit insurance here.

Everyone has the power to improve their credit no matter where they are on their credit journey. We’re sharing 15 of the best ways to build credit fast.

Debt settlements can be taxing in many ways, especially on your credit. Here are several ways to rebuild credit after you’ve finished a debt settlement.