Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Call us today to take advantage of our no-obligation offer.
A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our template and sample as you write your own.
An installment loan consists of a lump sum of money you repay over time. Auto loans, personal loans and mortgages are common examples of installment […]
The average credit score in the US is 717, but this varies widely by state. Read on to discover the average credit score by state, plus how to improve yours.
The credit score needed to rent an apartment varies between landlords. A good credit score that’s between 670 and 739 can qualify you for many properties.
Your debt-to-income ratio is your total monthly debts divided by your gross monthly income. Lenders use DTI to determine if you’ll get approved for a loan.