The lowest credit score possible is 300. This typically happens due to negative marks on your credit report. Learn how to work on your low credit score here.

Soft and hard credit checks, while similar, have key differences. Learn how a soft vs. hard credit check impacts your credit and common examples for each.

A consumer statement on your credit report is a voluntary 100-word or 475-character statement that gives context to negative items. Learn more here.

Learning how to unfreeze your credit can protect against fraud while letting you apply for credit. We’ll explain how to unfreeze your credit at each bureau.