If you’re wondering “what is a cash advance,” here’s a simple explanation. Cash advances let you borrow funds against your credit limit, often for a fee.

A credit builder loan helps people with limited or poor credit history build credit. Read on to determine if credit builder loans may be right for you.

Credit mix refers to the different types of credit accounts a person has open at any given time. Managing a range of accounts can improve your credit.

Although getting denied on a credit card application doesn’t impact your score, the hard inquiry from applying may temporarily hurt your credit.

A credit limit gauges the amount of money a person can borrow from a financial institution. Many factors can affect your credit limit positively and negatively.