As you monitor your credit, you may be wondering, “why won’t my credit score go up?” Read to discover 10 reasons your credit score is stuck and how to fix it.

There isn’t a set-in-stone answer to when companies report to credit bureaus. However, there are a few factors you can use to predict a timeline.

Secured credit cards are excellent tools for building credit and recovering from a steep score decline. Most large banks and credit unions offer secured cards.

Learning how to build credit at 18 can pay off later. We’ll explore options like credit builder loans and becoming an authorized user on an open account.

When comparing VantageScore vs. FICO scores, you’ll notice many differences. For example, each model uses slightly different factors to determine scores.