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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

Credit 101

Is Your “Clean” Credit Report Actually Hurting You?
Credit 101
Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.

Lexington Law

February 11, 2026
14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

Simple ways to care for your credit, from checking reports to managing balances and building healthier financial habits that support your future.

Lexington Law

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

Had a financial setback? Learn how to rebuild your credit after hardship with practical steps, guidance, and real-life advice from Lexington Law.

Lexington Law

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.

Lexington Law

October 13, 2025

Life Events

Repairing your credit after divorce
Life Events
Repairing your credit after divorce

Are you going through a divorce? If you are or may in the future, learn how you can work to repair your credit after divorce here.

Paola Bergauer

August 14, 2024
8 ways to rebuild credit after bankruptcy
Life Events
8 ways to rebuild credit after bankruptcy

Making timely payments is a great way to rebuild credit after bankruptcy. Here we’ll cover several more methods and discuss the impact of bankruptcy on credit."/>

Vincent R. Mayr | Associate Attorney

April 04, 2024
What debts can and can’t be discharged from a bankruptcy?
Life Events
What debts can and can’t be discharged from a bankruptcy?

Filing for bankruptcy can eliminate some but not all of your debts once the bankruptcy is discharged. Learn what filing for bankruptcy can and cannot do here.

Vince R. Mayr

April 12, 2023
How to get a personal loan after bankruptcy
Life Events
How to get a personal loan after bankruptcy

You can acquire a personal loan after bankruptcy by finding specific lenders who provide high-risk loans. Learn more about post-bankruptcy loans here.

Vince R. Mayr

February 14, 2023

Credit Repair

We Asked Our Members About Their Credit Journey—Here’s What They Told Us
Credit Repair
We Asked Our Members About Their Credit Journey—Here’s What They Told Us

Discover what Lexington Law members shared about their credit journeys—how they’re improving their credit, what challenges they face, and what tools they value most for financial progress.

Lexington Law

October 27, 2025
What is a goodwill letter? + template
Credit Repair
What is a goodwill letter? + template

A goodwill letter is a correspondence that asks creditors to remove negative remarks from your credit reports. Use our template to draft your own letter.

James Bigbee

August 01, 2025
What is the Credit Repair Organizations Act?
Credit Repair
What is the Credit Repair Organizations Act?

The Credit Repair Organizations Act helps protect consumers from becoming a victim of a credit repair scam by regulating the credit repair industry.

Moriah Beaver | Attorney

May 07, 2025
How to dispute errors on your credit report in 3 simple steps
Credit Repair
How to dispute errors on your credit report in 3 simple steps

You can dispute inaccurate information on your credit report by contacting the credit bureaus. Here’s how to file a dispute step by step.

Moriah Beaver | Attorney

May 05, 2025

Negative Items

How to remove inquiries from a credit report
Negative Items
How to remove inquiries from a credit report

In certain circumstances, an unapproved inquiry can be removed from your credit report if you send a credit inquiry removal letter to the credit reporting agency or by disputing it online.

Joseph Mavrin | Attorney

May 06, 2025
How to remove late payments from your credit report
Negative Items
How to remove late payments from your credit report

To remove a late payment from your credit report, you can wait for it to fall off, file a dispute or negotiate with your creditor. Learn more here.

James Bigbee

May 05, 2025
How to remove collections from your credit report
Negative Items
How to remove collections from your credit report

If you’re wondering how to remove collections from your credit report, you can dispute the account, send a pay for delete letter or request a goodwill deletion.

Joseph Mavrin | Attorney

May 05, 2025
How to remove a charge-off from your credit report
Negative Items
How to remove a charge-off from your credit report

Learn what a charge-off is, the types that exist, and how to remove one from your credit report in this article from Lexington Law.

Lexington Law

May 05, 2025

News

Lexington Law Phone Number: How to Contact Us
News
Lexington Law Phone Number: How to Contact Us

Lexington Law Firm sales representatives can no longer be contacted over the phone. Use our chat feature to speak with a representative.

Lexington Law

May 04, 2026
5 Habits That Can Help Improve Your Credit Score
News
5 Habits That Can Help Improve Your Credit Score

Learn five practical habits that can help improve your credit score and understand what affects your credit profile during Credit Awareness Month.

Moriah Beaver | Attorney

March 03, 2026

Credit Cards

Credit cards for bad credit: what you need to know before applying
Credit Cards
Credit cards for bad credit: what you need to know before applying

Did you know there are credit cards available to help you improve your credit? Learn how you can get a credit card for bad credit and use it to help you improve your score.

Joseph Mavrin | Attorney

May 27, 2025
How much will a secured credit card raise my credit score?
Credit Cards
How much will a secured credit card raise my credit score?

Secured credit cards can help you rebuild your credit score over time. Learn how and how much a secured credit card will raise your score in this guide.

Moriah Beaver | Attorney

May 27, 2025
Can I get a credit card without a job?
Credit Cards
Can I get a credit card without a job?

Yes. College students or those looking for work may want to use credit cards to start building credit. Here are four tips for getting a credit card with no job.

Joseph Mavrin | Attorney

January 27, 2025
How to negotiate credit card debt
Credit Cards
How to negotiate credit card debt

Once you confirm the amount you owe, you may be able to negotiate your credit card debt down. Learn how to negotiate your credit card debt here.

Lexington Law

December 03, 2024

Finance

How to Use Your Tax Refund to Build Better Credit
Finance
How to Use Your Tax Refund to Build Better Credit

You can use your tax refund to improve your credit by paying down high credit card balances and catching up on past-due accounts.

Moriah Beaver | Attorney

February 27, 2026
15 best ways to build credit fast in 2025
Finance
15 best ways to build credit fast in 2025

Everyone has the power to improve their credit no matter where they are on their credit journey. We’re sharing 15 of the best ways to build credit fast.

Brittany Sifontes | Supervising Attorney

December 12, 2025
What is Debt Consolidation?
Finance
What is Debt Consolidation?

Debt consolidation

Lexington Law

October 08, 2025
Rainy day funds: how to prepare for unexpected expenses
Finance
Rainy day funds: how to prepare for unexpected expenses

The purpose of a rainy day fund is to have money set aside that is readily available for life’s unexpected financial situations that tend to occur outside of your normal living expenses.

Moriah Beaver | Attorney

August 01, 2025