What is the average credit score in 2023?

According to Experian data, the average credit score in Q4 2022 was 714. How does your score stack up against…

2 years ago

Consumer debt statistics for 2023

Total consumer debt among Americans rose to $16.9 trillion by the end of 2022, according to the Federal Reserve Bank…

2 years ago

Debt-to-income ratio for a mortgage guide

Lenders will review your debt-to-income ratio for a mortgage. Learn more about how to calculate your DTI and lower your…

2 years ago

What is credit card churning?

Credit card churning involves opening credit cards with the purpose of collecting bonuses. Read on to discover the pros and…

2 years ago

How to get a debt consolidation loan with bad credit: A complete guide

You can get a debt consolidation loan with bad credit through local banks, credit unions and online lenders. Learn more…

2 years ago