“Charged off as bad debt” means the lender has written off the account as a loss because they don’t believe…
According to Experian data, the average credit score in Q4 2022 was 714. How does your score stack up against…
Total consumer debt among Americans rose to $16.9 trillion by the end of 2022, according to the Federal Reserve Bank…
Lenders will review your debt-to-income ratio for a mortgage. Learn more about how to calculate your DTI and lower your…
Credit card churning involves opening credit cards with the purpose of collecting bonuses. Read on to discover the pros and…