Credit freeze vs. credit lock: differences and action steps

Credit freezes and credit locks both help prevent identity theft. Discover their differences, plus actionable steps to take for each…

1 year ago

What is purchase APR for credit cards and how to lower yours

A purchase annual percentage rate (APR) can impact your credit score and financial well-being. Learn what an APR is, how…

1 year ago

Soft vs. hard credit check: Everything you need to know

Soft and hard credit checks, while similar, have key differences. Learn how a soft vs. hard credit check impacts your…

1 year ago

What is the 28/36 rule? Understanding your mortgage options

If you’re considering a mortgage, you’ve probably heard of the 28/36 rule. Take a look at what it is and…

1 year ago

How long does it take to improve your credit?

There’s no set time for how quickly you can improve your credit, but there are several steps you can take…

1 year ago