Why did my credit score drop after paying off debt?

Your credit score may have dropped after paying off debt due to a decrease in your credit age, a decrease…

1 year ago

Credit freeze vs. credit lock: differences and action steps

Credit freezes and credit locks both help prevent identity theft. Discover their differences, plus actionable steps to take for each…

1 year ago

What’s the lowest credit score possible?

The lowest credit score possible is 300. This typically happens due to negative marks on your credit report. Learn how…

1 year ago

What is purchase APR for credit cards and how to lower yours

A purchase annual percentage rate (APR) can impact your credit score and financial well-being. Learn what an APR is, how…

1 year ago

Soft vs. hard credit check: Everything you need to know

Soft and hard credit checks, while similar, have key differences. Learn how a soft vs. hard credit check impacts your…

1 year ago