What is the Consumer Credit Protection Act (CCPA)?

The Consumer Credit Protection Act is a piece of legislation that protects consumers in the U.S. Learn about what it…

1 year ago

What is a goodwill letter? + template

A goodwill letter is a correspondence that asks creditors to remove negative remarks from your credit reports. Use our template…

1 year ago

Charged off as bad debt: Here’s what it means

“Charged off as bad debt” means the lender has written off the account as a loss because they don’t believe…

1 year ago

What is the average credit score in 2023?

According to Experian data, the average credit score in Q4 2022 was 714. How does your score stack up against…

1 year ago

Consumer debt statistics for 2023

Total consumer debt among Americans rose to $16.9 trillion by the end of 2022, according to the Federal Reserve Bank…

1 year ago