The Consumer Credit Protection Act is a piece of legislation that protects consumers in the U.S. Learn about what it…
A goodwill letter is a correspondence that asks creditors to remove negative remarks from your credit reports. Use our template…
“Charged off as bad debt” means the lender has written off the account as a loss because they don’t believe…
According to Experian data, the average credit score in Q4 2022 was 714. How does your score stack up against…
Total consumer debt among Americans rose to $16.9 trillion by the end of 2022, according to the Federal Reserve Bank…