What is credit mix and how much does it impact credit?

Credit mix refers to the different types of credit accounts a person has open at any given time. Managing a…

1 year ago

Does getting denied for a credit card hurt your credit score?

Although getting denied on a credit card application doesn’t impact your score, the hard inquiry from applying may temporarily hurt…

1 year ago

What is a credit limit and which factors affect it?

A credit limit gauges the amount of money a person can borrow from a financial institution. Many factors can affect…

1 year ago

What happens if you overpay your credit card?

Paying off your credit card proves you’re on top of your finances, but what happens if you overpay your credit…

1 year ago

What does insufficient credit history mean?

What does insufficient credit history mean? Read on to discover its implications, why it matters and how to fix bad…

1 year ago