What does insufficient credit history mean?

What does insufficient credit history mean? Read on to discover its implications, why it matters and how to fix bad…

12 months ago

Why did my credit score drop after paying off debt?

Your credit score may have dropped after paying off debt due to a decrease in your credit age, a decrease…

12 months ago

Credit freeze vs. credit lock: differences and action steps

Credit freezes and credit locks both help prevent identity theft. Discover their differences, plus actionable steps to take for each…

12 months ago

What’s the lowest credit score possible?

The lowest credit score possible is 300. This typically happens due to negative marks on your credit report. Learn how…

12 months ago

What is purchase APR for credit cards and how to lower yours

A purchase annual percentage rate (APR) can impact your credit score and financial well-being. Learn what an APR is, how…

1 year ago