What is credit mix and how much does it impact credit?

Credit mix refers to the different types of credit accounts a person has open at any given time. Managing a…

11 months ago

Does getting denied for a credit card hurt your credit score?

Although getting denied on a credit card application doesn’t impact your score, the hard inquiry from applying may temporarily hurt…

11 months ago

What is a credit limit and which factors affect it?

A credit limit gauges the amount of money a person can borrow from a financial institution. Many factors can affect…

12 months ago

What is VantageScore 3.0 and how does it work?

VantageScore 3.0 is a credit scoring model that the three major credit bureaus use to determine your creditworthiness. Learn how…

12 months ago

What happens if you overpay your credit card?

Paying off your credit card proves you’re on top of your finances, but what happens if you overpay your credit…

12 months ago