What is VantageScore 3.0 and how does it work?

VantageScore 3.0 is a credit scoring model that the three major credit bureaus use to determine your creditworthiness. Learn how…

1 month ago

New Year, new budget: 4 free downloadable resources to kickstart your financial goals

Budgeting doesn’t have to be restrictive—it’s a tool to help you gain financial freedom. By using the right strategies and…

1 month ago

Can I get a credit card without a job?

Yes. College students or those looking for work may want to use credit cards to start building credit. Here are…

2 months ago

Does unemployment affect your credit?

Filing for unemployment won’t directly affect your credit report or score, but being unemployed can have indirect effects on your…

2 months ago

Do debt consolidation loans hurt your credit?

Do debt consolidation loans hurt your credit? In most cases, the answer is no. Discover the purpose behind debt consolidation…

2 months ago