What is a hard credit inquiry and how can it affect credit?

A hard credit inquiry occurs when a lender reviews your credit report. Applying for new credit cards and loans will…

1 year ago

American spending habits by generation for 2024

American spending habits reflect a move toward smarter spending and more saving as the cost of living remains high. Online…

1 year ago

When should I pay my credit card bill?

According to FICO®, payment history makes up 35 percent of your credit score. Learn when you should make payments and…

1 year ago

What is a rapid rescore?

If you’re looking to get a mortgage, a rapid rescore can add new data to your credit report to increase…

1 year ago

What is an employment credit check, and what does it reveal?

An employment credit check lets employers view a candidate’s credit reports and history. These checks are legal, though certain states…

1 year ago