What are the pros and cons of secured credit cards?

If you’re trying to establish or fix your credit, you may have heard of a secured credit card. Read on…

12 months ago

Debt snowball method: definitions, examples and best practices

The debt snowball method is a repayment plan where you pay debts from smallest to largest. Read on to learn…

12 months ago

What happens if you don’t pay a collection agency?

Ignoring a collection agency may create many problems for you down the road. Here, we’ll explore a few ways to…

12 months ago

How much do you have to be in debt to file Chapter 7?

You don’t need any specific minimum amount of debt to file Chapter 7 bankruptcy. There are no absolute minimums, but…

12 months ago

Do I need a consumer statement on my credit report?

A consumer statement on your credit report is a voluntary 100-word or 475-character statement that gives context to negative items.…

1 year ago