Do I need a consumer statement on my credit report?

A consumer statement on your credit report is a voluntary 100-word or 475-character statement that gives context to negative items.…

12 months ago

What is debt forgiveness?

Debt forgiveness involves a lender canceling the debt owed by a borrower from a loan or credit account. Read on…

12 months ago

Can I get a credit card without a job?

Yes. College students or those looking for work may want to use credit cards to start building credit. Here are…

12 months ago

What is shoulder surfing and how does it threaten your security?

Shoulder surfing is when someone looks over your shoulder or eavesdrops to steal a PIN, password or personal information from…

1 year ago

Do debt consolidation loans hurt your credit?

Do debt consolidation loans hurt your credit? In most cases, the answer is no. Discover the purpose behind debt consolidation…

1 year ago