What is a balance transfer and how does it work?

Balance transfer credit cards allow you to move or consolidate debts, often saving you money with lower interest rates. Learn…

10 months ago

How to rebuild your credit after a debt settlement

Debt settlements can be taxing in many ways, especially on your credit. Here are several ways to rebuild credit after…

10 months ago

What is credit mix and how much does it impact credit?

Credit mix refers to the different types of credit accounts a person has open at any given time. Managing a…

10 months ago

Does getting denied for a credit card hurt your credit score?

Although getting denied on a credit card application doesn’t impact your score, the hard inquiry from applying may temporarily hurt…

10 months ago

What is a credit limit and which factors affect it?

A credit limit gauges the amount of money a person can borrow from a financial institution. Many factors can affect…

11 months ago