What is a FICO® credit score, and how is it calculated?

A FICO credit score is a three-digit number that indicates your creditworthiness to lenders. The higher the FICO score, the…

1 year ago

How much does being an authorized user affect your credit?

How much does being an authorized user affect your credit? Learn how to build credit as an authorized user and…

1 year ago

What is variable APR?

Variable APR is when your credit card has an annual percentage rate that may change based on market conditions. A…

1 year ago

What is a hard credit inquiry and how can it affect credit?

A hard credit inquiry occurs when a lender reviews your credit report. Applying for new credit cards and loans will…

1 year ago

American spending habits by generation for 2024

American spending habits reflect a move toward smarter spending and more saving as the cost of living remains high. Online…

1 year ago