Credit freeze vs. credit lock: differences and action steps

Credit freezes and credit locks both help prevent identity theft. Discover their differences, plus actionable steps to take for each…

10 months ago

What’s the lowest credit score possible?

The lowest credit score possible is 300. This typically happens due to negative marks on your credit report. Learn how…

10 months ago

What is purchase APR for credit cards and how to lower yours

A purchase annual percentage rate (APR) can impact your credit score and financial well-being. Learn what an APR is, how…

11 months ago

Soft vs. hard credit check: Everything you need to know

Soft and hard credit checks, while similar, have key differences. Learn how a soft vs. hard credit check impacts your…

11 months ago

What is the 28/36 rule? Understanding your mortgage options

If you’re considering a mortgage, you’ve probably heard of the 28/36 rule. Take a look at what it is and…

11 months ago