What is a good debt-to-income ratio? + How to calculate yours

Your debt-to-income ratio is your total monthly debts divided by your gross monthly income. Lenders use DTI to determine if…

12 months ago

How to add utilities to credit report + 3 alternative ways to build credit

Utilities aren’t usually reported to credit bureaus but can affect credit. Learn how to add utilities to your credit report…

12 months ago

Revolving credit vs. installment loans: differences explained

Revolving credit and installment credit accounts can both help and hurt your credit, depending on how you use them. Learn…

12 months ago

How to build credit as a student + 6 mistakes to avoid

Wondering how to build credit as a student? Focus on starting early and learning good credit habits to set you…

12 months ago

How to build credit with a secured credit card: 6 tips for success

Wondering how to build credit with a secured credit card? Use it for small regular purchases, pay off the balance…

12 months ago