Debt validation is the act of demanding a collection agency prove you owe a specific debt. Learn more about debt…
A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our…
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice.…
Business credit cards may affect your personal credit score, depending on the card. Most card issuers will only report to…
A statement credit is money credited back to your credit card account, decreasing your balance. It's usually the result of…