What is an employment credit check, and what does it reveal?

An employment credit check lets employers view a candidate’s credit reports and history. These checks are legal, though certain states…

10 months ago

What is an authorized user on a credit card?

An authorized user is someone added to the primary cardholder’s account who has permission to make charges but isn’t liable…

10 months ago

The national average FICO credit score has decreased for the first time in a decade – what this means

For the first time in a decade, the national average FICO score has decreased. What this means for you.

11 months ago

How to build credit in the U.S. as a new immigrant

You can build credit as a new immigrant in the U.S. by getting a bank account, an SSN or ITIN…

11 months ago

Does checking your credit score lower it?

Checking your own credit score, which is called a soft inquiry, doesn’t lower it. However, a hard inquiry can impact…

11 months ago