Statute of limitations on debt collection by state

Each state places a statute of limitations on debt to limit the amount of time creditors and collection agencies can…

1 year ago

Debt validation letter: Definition and how it works

Debt validation is the act of demanding a collection agency prove you owe a specific debt. Learn more about debt…

1 year ago

Pay for delete letter template + sample for credit repair

A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our…

1 year ago

What happens if you have a bad credit score?: 7 potential side effects

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice.…

1 year ago

Does a business credit card affect your personal credit score?

Business credit cards may affect your personal credit score, depending on the card. Most card issuers will only report to…

1 year ago