What is a “609 dispute letter” and does it work?

A 609 letter is sold as a way to remove marks from your credit report, but there’s no evidence suggesting…

8 months ago

Do you have to file a dispute with all three credit bureaus?

A successful dispute can help raise your credit score. But should you file multiple disputes at once?

8 months ago

Statute of limitations on debt collection by state

Each state places a statute of limitations on debt to limit the amount of time creditors and collection agencies can…

8 months ago

Debt validation letter: Definition and how it works

Debt validation is the act of demanding a collection agency prove you owe a specific debt. Learn more about debt…

8 months ago

Pay for delete letter template + sample for credit repair

A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our…

8 months ago