A 609 letter is sold as a way to remove marks from your credit report, but there’s no evidence suggesting…
A successful dispute can help raise your credit score. But should you file multiple disputes at once?
Each state places a statute of limitations on debt to limit the amount of time creditors and collection agencies can…
Debt validation is the act of demanding a collection agency prove you owe a specific debt. Learn more about debt…
A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our…