How minimum monthly credit card payments affect your credit

Learn how your minimum credit amount is calculated, how paying just the minimum payment on your credit card impacts your…

8 months ago

What is a “609 dispute letter” and does it work?

A 609 letter is sold as a way to remove marks from your credit report, but there’s no evidence suggesting…

9 months ago

Do you have to file a dispute with all three credit bureaus?

A successful dispute can help raise your credit score. But should you file multiple disputes at once?

9 months ago

Statute of limitations on debt collection by state

Each state places a statute of limitations on debt to limit the amount of time creditors and collection agencies can…

9 months ago

Debt validation letter: Definition and how it works

Debt validation is the act of demanding a collection agency prove you owe a specific debt. Learn more about debt…

9 months ago