What is an authorized user on a credit card?

An authorized user is someone added to the primary cardholder’s account who has permission to make charges but isn’t liable…

8 months ago

The national average FICO credit score has decreased for the first time in a decade – what this means

For the first time in a decade, the national average FICO score has decreased. What this means for you.

8 months ago

How to build credit in the U.S. as a new immigrant

You can build credit as a new immigrant in the U.S. by getting a bank account, an SSN or ITIN…

8 months ago

Does checking your credit score lower it?

Checking your own credit score, which is called a soft inquiry, doesn’t lower it. However, a hard inquiry can impact…

8 months ago

What happens to credit card debt when you die?

If a person has debt when they pass on, their estate or a probate court may use their assets to…

8 months ago