How to build credit with a secured credit card: 6 tips for success

Wondering how to build credit with a secured credit card? Use it for small regular purchases, pay off the balance…

7 months ago

What is a FICO® credit score, and how is it calculated?

A FICO credit score is a three-digit number that indicates your creditworthiness to lenders. The higher the FICO score, the…

7 months ago

How much does being an authorized user affect your credit?

How much does being an authorized user affect your credit? Learn how to build credit as an authorized user and…

7 months ago

What is variable APR?

Variable APR is when your credit card has an annual percentage rate that may change based on market conditions. A…

7 months ago

What is a hard credit inquiry and how can it affect credit?

A hard credit inquiry occurs when a lender reviews your credit report. Applying for new credit cards and loans will…

7 months ago