What is a hard credit inquiry and how can it affect credit?

A hard credit inquiry occurs when a lender reviews your credit report. Applying for new credit cards and loans will…

7 months ago

American spending habits by generation for 2024

American spending habits reflect a move toward smarter spending and more saving as the cost of living remains high. Online…

7 months ago

APR vs. interest rate: key differences

Understanding the difference between APR vs. interest rate can help you find the best loan for you. Learn more about…

7 months ago

How long does an eviction stay on your record?

Evictions can stay on your public record for up to seven years, but they usually won’t show up on your…

7 months ago

How to remove inquiries from a credit report

In certain circumstances, an unapproved inquiry can be removed from your credit report if you send a credit inquiry removal…

7 months ago