As a consumer in the United States, your credit profile can determine the interest rates you pay on loans, the…
The Fair and Accurate Credit Transactions (FACT) Act of 2003 guaranteed the right of every American consumer to see a…
Obtaining a personal loan can be a great way to improve your credit score in certain situations, but it is…
Mortgage rates remain at historically low levels, and if you currently own a home you may be tempted to refinance…
Many consumers believe if they cancel their credit cards they will be lowering their credit score. This is not often…